Cinco Ranch Real Estate Market Update: Updated September 14, 2026

This is the weekly Cinco Ranch real estate market update, published September 14, 2026, with the most current verifiable figures available on that date. The Cinco Ranch numbers come from Redfin (reporting period August 2026), mortgage rates come directly from Freddie Mac's Primary Mortgage Market Survey (release dated September 10, 2026), and the Houston figure comes from the Houston Association of Realtors (HAR, reporting period August 2026). Every metric below is labeled with its value, reporting period, geography, source, and access date, and the numbers are approximate and rounded for readability. They are public-market snapshots, not exact MLS data.

Editor's note: this update reflects the most current public data available as of the September 14, 2026 update.

The short version

The latest labeled data shows a market that has cooled from a year ago. Redfin reports the Cinco Ranch median sale price down roughly 8.9 percent year over year in the August 2026 reporting period, with homes taking a median 36 days to sell, and the 30-year fixed mortgage rate moved up to 6.76 percent in Freddie Mac's September 10, 2026 survey. For buyers that means more choices and somewhat less pressure than a year ago. For sellers it means pricing right from the first week matters more than it did in 2024 or 2025. None of this is a forecast; it is a picture of the market as the most current labeled public data describes it.

Cinco Ranch, Katy area, TX: the August 2026 picture

For Cinco Ranch itself, the current read is Redfin's housing market report, which tracks the community as its own area (the master-planned community in Katy that spans the 77450 and 77494 ZIP codes). The metrics below are for the August 2026 reporting period.

• Median sale price: approximately $529,649. Reporting period: August 2026. Geography: Cinco Ranch, Katy area, TX. Source: Redfin. Date accessed: September 14, 2026.
• Year-over-year change: -8.9 percent. Reporting period: August 2026. Geography: Cinco Ranch, Katy area, TX. Source: Redfin. Date accessed: September 14, 2026.
• Median days on market: 36. Reporting period: August 2026. Geography: Cinco Ranch, Katy area, TX. Source: Redfin. Date accessed: September 14, 2026.
• Compete Score: 72 out of 100, Redfin's measure of how competitive the market is for buyers. Reporting period: August 2026. Geography: Cinco Ranch, Katy area, TX. Source: Redfin. Date accessed: September 14, 2026.
• Median price per square foot: approximately $194. Reporting period: August 2026. Geography: Cinco Ranch, Katy area, TX. Source: Redfin. Date accessed: September 14, 2026.

Mortgage rates

Freddie Mac's weekly Primary Mortgage Market Survey (PMMS) is the direct, authoritative source for weekly mortgage rates, and the release dated September 10, 2026 is the most current at this update's date.

• 30-year fixed-rate mortgage: 6.76 percent, up from 6.71 percent the prior week, a 0.05 percentage point increase. Reporting period: PMMS release dated September 10, 2026. Geography: national average. Source: Freddie Mac Primary Mortgage Market Survey. Date accessed: September 14, 2026.

Greater Houston, for scale

For the regional picture, the Houston Association of Realtors publishes the official monthly market update for Greater Houston. The August 2026 figures are below, labeled as Greater Houston data, not Cinco Ranch data.

• Median single-family sales price: $330,000. Reporting period: August 2026. Geography: Greater Houston. Source: HAR. Date accessed: September 14, 2026.
• Single-family sales: 7,100. Reporting period: August 2026. Geography: Greater Houston. Source: HAR. Date accessed: September 14, 2026.
• Months of inventory: 5.3. Reporting period: August 2026. Geography: Greater Houston. Source: HAR. Date accessed: September 14, 2026.

Greater Houston is a far larger geography than Cinco Ranch, so treat these as regional context, not a Cinco Ranch price point.

What the data suggests for buyers and sellers

• For buyers: the August 2026 picture shows the Cinco Ranch median sale price down 8.9 percent year over year and Greater Houston carrying 5.3 months of inventory, which means more choices and more negotiating room than a year ago. Get pre-approved before you look, and talk to a lender about locking a rate, because weekly rate moves change the monthly payment.
• For sellers: a median 36 days on market means the automatic multiple-offer week is no longer the norm. Price with current, address-level comps from week one; overpriced homes now sit and accumulate market days, and stale days on market cost you leverage.
• For everyone: public data lags the market, and this update is one labeled snapshot as of September 14, 2026, not a prediction. Verify anything that matters to a real decision with current information for your specific street or home.

Sources for this update

Real estate is extremely local. For current information about your specific Cinco Ranch neighborhood or home, contact Carol Jukes at Realty Pros of Texas at (832) 212-2772.